June 26, 2012 at 08:25am
WORD FOR THE DAY “straightforward” adjective “1. Going or directed straight ahead: 2. Direct; not roundabout: 3. Free from crookedness or deceit; honest: adverb 4. Also, straightforwards. Straight ahead; directly or continuously forward.” (dictionary.com)
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Mortgage man Jon Kern has straightforward approach [my words]
Jon Kern, owner of One Mortgage, St. Cloud, gives it to you straight. He’s a straightforward man of business who’d prefer to get to the point, giving his clients any difficult news first. In fact, he usually begins with the fourth page of a financial assessment, “diving into the big questions that determine your financial health.” Why? Well, he doesn’t like to “dance on the grey areas.” Jon prefers to make an honest assessment of any client’s financial situation and find a mortgage strategy that will work best for dealing with the purchase of his or her biggest asset––their home.
In fact, he prefers that clients come to their first meeting ready with answers to their homework––the financial questionnaire. My distinct impression when we met for an interview a few weeks ago is that he’s not a time waster. He also told me that he loves to talk with people and build relationships. He finds it fun. Jon REALLY enjoys his job.
It certainly was enjoyable for me to visit with him and get to know his business a bit better. I even learned something about his family. He was playing “single dad” at the time, since his wife Noel was visiting in Pennsylvania, and he had charge of his two sons, ages 12 and 15. His boys are pretty busy with wrestling and cross-country skiing during the school year and soccer in the summer. So, he’s been shuttling them to games, when he’s not at work.
One Mortgage is his “baby,” which he’s nurtured and worked since 2005. Previously, he was a part owner of Discover Mortgage. He’s got a degree in Finance and Economics from St. Cloud State University. On June 1, he took advantage of an opportunity to move his office to the Jacobs Executive Center on 33rd Street South in St. Cloud.
There’s plenty of opportunity out there for clients, Jon said to me, with interest rates around 3.5%. Homeowners should be thinking about purchasing that “dream” home or refinancing. And, when they do, they might want to think about giving Jon a call. He also likes to help with construction loans and reverse mortgages, to name a few. Check his website at www.onemortgage.biz for more info. His website says he’ll “find the perfect loan to fit your needs.”
Jon Kern at Mortgage One will give you the straight talk about financing a mortgage. That’s why “straightforward” is the word I’ve chosen to describe how he operates. Here’s his number: 320.258.5792.
(Enjoy your visit, but come prepared to get to work.)